Semester 4, Lesson 3 (48)

FORMS OF BUSINESS OWNERSHIP

 

I.        Read the following words and word combinations and learn their meanings by heart:

a partnership [`pRtnqSip] партнерство, товариство; a corporation [,kLpq`reISn] корпорація; production [ргq`dAkSn] виробництво, distribution [,distri'bju:Sn] розподіл; sale [seil] продаж, збут; goods [gudz] товар, вироби; a profit [`prOfit] прибуток; expenses [iks'pensis] витрати, proprietorship [prq'praiqtqSip] власність; a stock sertificate [sq'tifikit] (or share [Seз])- акція; a stockholder - акціонер; governmental [,gAvqn'mentl] державний; receipts [ri'si:ts] грошові надходження; taxation [tqk'seiSn] оподаткування; liability [laiq'biliti] боргове зобов'язання, відповідальність; investment [in'vestmqnt] вкладання капіталу, інвестиція, вклад,

 

II.    Read and translate the text 7, ask questions to the underlined sentences:

 

       TEXT 7                              BUSINESS. FORMS OF BUSINESS

The word "business" is used in many modern languages. In ancient times it meant trade for things people wanted. Nowadays business is production, distribution and sale of goods or services to get some profit.

Production is making things, producing goods and creating services. Distribution is moving things from the place of production (works or factory) to the market-place.

As for the sale of goods and services, it is the exchange of a product or service for money.

In any business activity making a profit is the major aim. Profit is defined as the money that remains after paying all the expenses in business.

In most countries there are three forms of business. They are the sole proprietorship, the partnership (both general and limited) and the corporations (publicly held and close).

Each type of business structure possesses certain advantages and disadvantages that must be considered in deciding which form of business organization to select. Some of these important attributes are: 1. Limited Liability; 2.Taxation; 3. Formalities; 4.Financing; 5.Management; 6.Life of the Business.
7. Liquidity of Investment.

The sole proprietorship means to go into business for oneself. Everybody has the right to do it. All you need is ideas about the business, some capital to begin with and knowledge of regulations of this business. Sole proprietorships are the most numerous kind of business organization. The reason for their popularity is that they are the easiest and least costly to organize. Sole proprietors own all the profits of their enterprises, and they are then “own bosses". They don’t have to pay the special taxes placed on corporations. Among sole proprietors are farmers, professional men, small storekeepers and small manufacturers.

The partnership is an association of two or more people involved in business. In partnership it is important to have a written partnership agreement. Partners share risks and responsibilities in a prearranged manner. There is no difference between a sole proprietorship and a partnership in terms of owner liability. It means that in both cases the owners are fully liable for debts. If a business fails, its creditors have the right to recover their money from any of the partners. Partners may disagree, causing management conflicts. Most law, medical, accounting and audit firms are organized as partnerships.

The corporation is a form of business organization created under a government charter. A corporation charter is a kind of license issued by the state in which a corporation is created. The corporation is the so-called "a legal person", an institution to make a profit. Those, who operate a corporation have stock certificates. The individuals who own such stock certificates (or shares) are called stockholders. As a matter of fact, there are privately owned business corporations and governmental ones.

III.     Retell the text according to the following questions:

l. What did the definition of business mean in ancient times? 2. What is the modern definition of business?  3. What does production in business mean? 4. What do we mean under distribution in business? 5 What is the sale of goods and services? 6. What is the major aim in any business activity? 7. What is profit? 8. How many forms of business can you name? 9. What does a sole proprietorship mean? 10. What do you need to begin your own business? 11. What is the difference between a sole proprietorship and the partnership? 12. What is a corporation? 13 .What kinds of corporation are there?

 

IV.    Learn the following groups of:

a)      synonyms:

Sale - trade - commerce, production - manufacture, works - plant - mill, important - significant, individual - person, agreement - contract, aim - goal - purpose, to own - to possess, goods - merchandise - commodities, form - kind - type, stock certificate - share, to need - to demand - to require, regulations - laws - bills, major - main - chief, attribute - feature – characteristic, wage – salary, to begin – to launch

b)      antonyms:

Profit - losses, expenses - revenues, exchange - sale, advantage - disadvantage, work- leisure, governmental - private, legal - illegal, product - service.

 

V.         Give 3 forms of the verbs:

To mean, to select, to lose, to own,  to sue , to held, to cause, to share, to define, to set, to choose, to tax, to raise, to rise, to arise, to arouse, to slit, to sit

 

VI.          Make up a few sentences with the verbs «to rise», «to raise», «to arise», «to arouse». Study the Note.

Note: Rise (rose, risen) and arise (arose, arisen) are irregular and intransitive, i.e. they never have a direct object. Raise and arouse are regular and transitive — they are usually followed by a direct object. Arouse is often used in the figurative sense.

The cost of living continues to rise.

Use this money when the need arises.

He raised his offer to $ 500.

The proposal has aroused most discussion.

 

VII.       Try to repeat a tongue twister several times, as quickly as possible, without stumbling or mispronouncing

1. I saw Esau kissing Kate. I saw Esau, he saw me, and she saw I saw Esau.

2. I slit the sheet, the sheet I slit, and on the slitted sheet I sit.

 

VIII.  Translate into English:

1. Викладач сказав, що в стародавні часи слово „бізнес" означало обмін речами, які були необхідні людям.

2. Олег повідомив, що слово „бізнес" вживається в багатьох сучасних мовах.
3. Виступаючий сказав, що торгівля товарами і послугами - це обмін товару або послуги на гроші.

4. Ми знаємо, що у будь-якій підприємницькій діяльності основно метою є одержання прибутку.

5. Оксана розповіла нам, що кожен тип бізнесової структури має певні переваги і недоліки.
6. Я зрозумів, що одноосібне володіння означає ведення самостійного бізнесу.
7. Викладач розповів, що партнерство - це союз двох або більше людей, зайнятих однією бізнесовою діяльністю.

8. Бізнесмен пояснив, що прибуток - це гроші, які залишаються в бізнесі після сплати всіх витрат.

9. Викладач сказав, що розподіл - це рух товарів від місця виробництва до ринку.

10. Виступаючий повідомив, що виробництво - це створення речей, виготовлення товарів і надання послуг.

 

IX.     1.  Read and translate the text 8:

 

TEXT 8           ADVANTAGES AND DISADVANTAGES

OF EACH FORM OF BUSINESS OWNERSHIP

 

Choosing the right form of business ownership is important because the form of business ownership you choose will determine how your business is organized, how the money that flows in and out of your business is handled, and how your business is taxed.

Use this comparison of the four types of forms of business ownership to help you choose the best form of business ownership for you when you're starting a small business in Canada.

Form of Business Ownership Choices

There are essentially four forms of business ownership in Canada:

         the sole proprietorship,

         the partnership,

         the corporation

         and the cooperative.

Let's look at the two main advantages and disadvantages of each of these forms of business ownership.

The Sole Proprietorship

Advantages

       Easiest form to set up.

       Owner solely controls the business.

Disadvantages

       Unlimited liability.

       Can be hard to raise capital.

The Partnership

Advantages

       Shared risk.

       Shared management.

Disadvantages

       Risk of conflict between partners.

       Shared decision making.

The Corporation

Advantages

       Limited liability.

       Easier to raise capital.

Disadvantages

       Most expensive form of business to set up.

       Involves a lot of ongoing paperwork.

The Cooperative

Advantages

       Owned and controlled by its members.

       Limited liability.

Disadvantages

       Decision making can be slow.

       Risk of conflict between members.

2. What one more form of a business ownership is mentioned in this text?

3. What countries have the cooperative form of a business ownership?

4. Retell about main advantages and disadvantages of each of these forms of a business ownership.

 

X.      Read and translate the meanings of the following terms. Translate the sentences with them.

Business - 1) is a line of work; a profession; 2) is work as opposed to leisure; 3) is commercial activities in general, such as trading, buying and selling, manufacturing, arranging deals; 4) is a person or group of people making, distributing, buying or selling goods or providing services: a firm or company; 5) is the level of commercial activity; 6) is something that needs to be discussed or dealt with.

1. Banking has always been my business. 2. She always puts business before pleasure. 3. We're in business to make a profit. 4. The business started 100 years ago. 5. How is business? 6. If there is no more business. I'll close the meeting.

Transaction - 1) is the act of doing business or carrying out a business deal; 2) is a piece of business done.

1. The transaction of business was concluded recently. 2. He hoped to make a 5% profit on each transaction. 3. Banks are open for the transaction of business from 09.30 hr. to 15.30 from Mondays to Fridays.

 

XI.     Translate the following extracts in written form:

TEXT 9   

A. The greatest disadvantage of a sole proprietorship is unlimited liability that each proprietor faces. Liability refers to legal obligations to pay for debts or damages. Unlimited liability means, if a business fails, the owner of the business must assume the debts and in some cases declare personal bankruptcy. The second disadvantage is that a sole proprietorship has limited capital. The money that a proprietor can raise is limited by the amount of his or her savings and ability to borrow. Other disadvantages may include lack of opportunities for employees, limitations of size and growth and lack of management resources.

B. A corporation may issue and sell stock certificates. A person who owns a stock certificate is called a stockholder. Shareholders are the owners of a corporation and their shares of ownership are represented by stock certificates. Owners hold shares and are responsible for the firm’s debts only up to the limit of their investment. If a corporation goes out of business, the shareholders lose what they have invested, but no more than that, it means that a corporation has limited liability. When the corporate stockholders die, their shares of stock are passed on their heirs.

C. A corporation is managed by the Board of Directors. A corporation acts like a legal person. It has the right of an individual, it also has the right to own properly, to buy and sell, the right to sue and be sued, and it must pay taxes. A corporation can offer higher salaries and thus attract talented managers and specialists. Profitable corporations pay dividends to their shareholders. It is difficult and expensive to organize a corporation.  The privately owned business corporation is one type of corporation. Educational, religious, charitable institutions can also incorporate. Usually such corporations are non-profitable and don’t issue stock.

XII.        Make up your own sentences using such words and word-combinations:

to start one’s business, to face with, salary, trade name, to pay taxes, profit and losses, knowledge of regulations,  to involve in business, lack of, to raise capital

 

XIII.            Individual work. Prepare a presentation about forms of business. Choose a country. Memorize certain keywords and use them during your presentation

PRESENTATION

 

1.Starting the presentation

Good morning/afternoot ladies and gentlemen.

The topic of my presentation today is….

What I’m going to talk about…

2.Why you are giving this presentation

The purpose of this presentation is…

This is important because…

My objective is to…

 

3.Stating the main points

The main points I will be talking about are…

firstly,….

secondly,….

next, finally….we’re going to look at….

4.Introducingthe first point

Let’s start/begin with…

5.Showing graphics, slides etc.

I’d like to illustrate this by showing you…

6.Moving on to the next point

Now let’s move on to…

7.Giving new details

I’d like to expand on this aspect/problem/point

Would you like me to axpand on that?

8.Changing to a different topic

I’d like to turn to something completely different.

9.Referring to something which is off the topic

I’d like to digress here for a moment and just mention that…

10. Reffering back to an earlier point

Let me go back to what I said earlier about.

 

11.Summarizing or repeating the main points

I’d like tp recap the main points of my presentation

       first I covered

       then we talked about

       finally we looked at

I’d now like to sum up the main points which were:

 

12.Conclusion

I’m going to conclude by... saying that/ inviting you to/ quoting…

In conclusion, let me… leave me with this thought / invite you to…

 

13. Questions

Finally, I’ll be happy to answer your questions.

Now, I’d like to invite any questions you may have.

Do you have any questions?